.toc{background:var(--g);padding:1rem 1.25rem;margin:0 0 1.5rem;border-left:6px solid var(--y)}
.toc h2,.content .toc h2{font-size:1rem;margin:0 0 .4rem;border-top:0;padding-top:0}
.toc ol{margin:0;padding-left:1.2rem;columns:2;column-gap:1.5rem}
.toc li{break-inside:avoid;margin:.15rem 0}
.toc a{color:var(--k)}
.content h2{margin-top:2.2rem;padding-top:.4rem;border-top:3px solid var(--y)}
.content h3{margin-top:1.5rem}
.body-fig{margin:1.5rem 0}
.body-fig img{max-width:640px;width:100%;clip-path:polygon(0 1%,98% 0,100% 99%,2% 100%);box-shadow:8px 8px 0 var(--g2)}
.body-fig figcaption{font-size:.85rem;color:#444;margin-top:.5rem}
.tablewrap{overflow-x:auto;margin:1rem 0}
table{border-collapse:collapse;width:100%;font-size:.95rem}
th,td{border:1px solid var(--g2);padding:.55rem .7rem;text-align:left;vertical-align:top}
thead th{background:var(--y);color:var(--k)}
tbody tr:nth-child(even){background:var(--g)}
blockquote{margin:1rem 0;padding:.75rem 1rem;border-left:6px solid var(--o2);background:var(--g)}
.amounts-row{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin:1.5rem 0}
.amt{display:block;padding:1rem;border:2px solid var(--k);text-decoration:none;color:var(--k);background:var(--w);box-shadow:6px 6px 0 var(--y);border-radius:4px}
.amt strong{display:block;font-size:1.3rem;margin-bottom:.3rem}
.amt span{font-size:.9rem}
.amt:hover,.amt:focus-visible{background:var(--y)}
.sidebar{display:flex;flex-direction:column;gap:1rem}
.box{border:2px solid var(--k);padding:1rem 1.1rem;background:var(--w);border-radius:4px}
.box h2{font-size:1.05rem;margin:0 0 .5rem}
.box ul,.box ol{padding-left:1.1rem;margin:.3rem 0 .5rem}
.box li{margin:.2rem 0;font-size:.95rem}
.box p{font-size:.95rem;margin:.3rem 0 .6rem}
.box-cta{background:var(--y)}
.box-cta .btn{width:100%}
.amounts{list-style:none;padding:0}
.amounts li{display:flex;flex-direction:column;margin:.35rem 0}
.amounts a{font-weight:700}
.amounts span{font-size:.85rem;color:#444}
.check{list-style:none;padding:0}
.check li::before{content:"\2713";color:var(--o);font-weight:700;margin-right:.4rem}
.stars{color:var(--o2);font-size:1.3rem;letter-spacing:.1em;margin:0}
.box-rate{border-color:var(--o2)}
.cards{display:grid;gap:1.5rem;margin:1.5rem 0}
.cards-3{grid-template-columns:repeat(3,1fr)}
.cards-2{grid-template-columns:repeat(2,1fr)}
.card{border:2px solid var(--k);background:var(--w);border-radius:4px;overflow:hidden;display:flex;flex-direction:column}
.card-img img{aspect-ratio:16/9;object-fit:cover;width:100%}
.card h3{margin:.8rem 1rem .4rem;font-size:1.1rem}
.card h3 a{color:var(--k);text-decoration:none}
.card h3 a:hover{text-decoration:underline}
.card p{margin:0 1rem 1rem;font-size:.95rem}
.card-cat{margin:.8rem 1rem 0!important;font-size:.8rem!important}
.card-cat a{background:var(--y);color:var(--k);text-decoration:none;padding:.1rem .4rem;font-weight:700}
.section-band{background:var(--g);margin:1.5rem 0 1.5rem calc(50% - 50vw);width:100vw;padding:1.5rem 1rem}
.section-band>*{max-width:calc(var(--max) - 2rem);margin-left:auto;margin-right:auto}
.minifaq details{border:2px solid var(--k);border-radius:4px;margin:.6rem 0;background:var(--w)}
.minifaq summary{padding:.8rem 1rem;font-weight:700;cursor:pointer;min-height:44px}
.minifaq summary:hover{background:var(--g)}
.minifaq p{padding:0 1rem 1rem;margin:0}
.cta-zone{background:var(--k);color:var(--w);margin:2rem 0 0 calc(50% - 50vw);width:100vw;padding:3rem 1rem}
.cta-inner{max-width:var(--max);margin:0 auto;text-align:center}
.cta-inner h2{color:var(--y);font-size:clamp(1.5rem,3vw,2.2rem)}
.cta-inner p{max-width:60ch;margin:0 auto 1.5rem}
.btn-big{background:var(--y);color:var(--k);border-color:var(--y);font-size:1.15rem;padding:0 2rem;min-height:52px}
.btn-big:hover,.btn-big:focus-visible{background:var(--w);border-color:var(--w)}
.site-foot{background:var(--g);margin-top:0}
.foot-band img{width:100%;aspect-ratio:21/9;object-fit:cover}
.foot-grid{max-width:var(--max);margin:0 auto;display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:2rem;padding:2rem 1rem}
.foot-grid h2{font-size:1rem;margin:0 0 .5rem}
.foot-grid ul{list-style:none;padding:0;margin:0}
.foot-grid li{margin:.25rem 0}
.foot-grid a{color:var(--k)}
.foot-brand{font-weight:800;font-size:1.2rem;margin:0 0 .5rem}
address{font-style:normal;margin-top:.5rem}
.foot-disc{max-width:var(--max);margin:0 auto;padding:0 1rem 2rem;font-size:.85rem;color:#333}
.foot-disc h2{font-size:.95rem;margin:0 0 .3rem}
.totop{position:fixed;right:1rem;bottom:1rem;width:48px;height:48px;border:2px solid var(--k);background:var(--y);color:var(--k);font-size:1.4rem;cursor:pointer;border-radius:4px;opacity:0;pointer-events:none;transition:opacity .2s;z-index:2147483000}
.totop.show{opacity:1;pointer-events:auto}
.share{display:flex;gap:.5rem;flex-wrap:wrap;align-items:center;margin:0 0 1.2rem;font-size:.9rem}
.share a{border:2px solid var(--k);color:var(--k);text-decoration:none;padding:.3rem .7rem;min-height:36px;display:inline-flex;align-items:center;border-radius:4px;font-weight:600}
.share a:hover{background:var(--y)}
.post-meta{font-size:.9rem;color:#444}
.author{border:2px solid var(--k);background:var(--g);padding:1rem 1.2rem;margin:2rem 0 1.2rem}
.author-name{font-weight:700;margin:0 0 .4rem}
.related h2{border-top:0}
.reviews-list{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem;margin:1.5rem 0}
.review{border:2px solid var(--k);padding:1rem;background:var(--w);border-radius:4px}
.review .stars{font-size:1rem}
.review-head{display:flex;justify-content:space-between;align-items:baseline;font-weight:700;margin:0 0 .3rem}
.review-head span{font-weight:400;font-size:.85rem;color:#444}
.review p{margin:.3rem 0 0;font-size:.95rem}
.rating-summary{display:flex;gap:2rem;align-items:center;flex-wrap:wrap;background:var(--y);padding:1.2rem 1.5rem;margin:1rem 0}
.rating-summary strong{font-size:2.6rem;line-height:1}
.calc{border:2px solid var(--k);padding:1.2rem;background:var(--g);margin:1.5rem 0;border-radius:4px}
.calc label{display:block;font-weight:700;margin:.5rem 0 .2rem}
.calc input,.calc select{width:100%;min-height:44px;font:inherit;padding:.4rem .6rem;border:2px solid var(--k);border-radius:4px;background:var(--w)}
.calc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.calc-out{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin-top:1rem}
.calc-out div{background:var(--w);border:2px solid var(--k);padding:.8rem;border-radius:4px}
.calc-out strong{display:block;font-size:1.5rem}
.calc-note{font-size:.85rem;margin:.8rem 0 0}
.glossary dl{margin:1rem 0}
.glossary dt{font-weight:800;font-size:1.1rem;margin-top:1.3rem;padding-top:.6rem;border-top:2px solid var(--g2)}
.glossary dd{margin:.3rem 0 0}
.az{display:flex;flex-wrap:wrap;gap:.3rem;margin:1rem 0}
.az a{border:2px solid var(--k);min-width:36px;min-height:36px;display:inline-flex;align-items:center;justify-content:center;text-decoration:none;color:var(--k);font-weight:700}
.lender{border-top:3px solid var(--y);padding-top:.4rem;margin-top:2rem}
.lender h3{margin-top:0}
.lender-facts{display:grid;grid-template-columns:repeat(2,1fr);gap:.3rem 1.5rem;font-size:.92rem;background:var(--g);padding:.8rem 1rem;margin:.8rem 0}
.lender-facts span{display:block}
.lender-facts b{font-weight:700}
.sitemap-cols{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem}
.sitemap-cols ul{padding-left:1.1rem}
.faq-list details{border:2px solid var(--k);border-radius:4px;margin:.6rem 0}
.faq-list summary{padding:.8rem 1rem;font-weight:700;cursor:pointer;min-height:44px}
.faq-list summary:hover{background:var(--g)}
.faq-list .ans{padding:0 1rem 1rem}
.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin:1.5rem 0}
.step{border:2px solid var(--k);padding:1rem;background:var(--w);box-shadow:6px 6px 0 var(--y);border-radius:4px}
.step b{display:block;font-size:1.6rem;color:var(--o)}
.page-nav{display:flex;justify-content:space-between;margin:1.5rem 0}
:focus-visible{outline:3px solid var(--o2);outline-offset:2px}
@media(max-width:900px){.amounts-row,.cards-3,.calc-grid,.calc-out,.reviews-list,.lender-facts,.sitemap-cols,.steps-grid{grid-template-columns:1fr}.cards-2{grid-template-columns:1fr}.toc ol{columns:1}.foot-grid{grid-template-columns:1fr 1fr}}
@media(min-width:901px) and (max-width:1100px){.cards-3{grid-template-columns:repeat(3,1fr)}}
@media(max-width:600px){.foot-grid{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.totop{transition:none}}

p,li,dd,figcaption{text-wrap:pretty}
.eyebrow{display:inline-block;font-size:.8rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;background:var(--y);padding:.15rem .6rem;margin:0 0 .8rem;transform:rotate(-1.5deg)}
.card{position:relative;transition:transform .15s,box-shadow .15s}
.card-img{position:relative;display:block}.card-img::after{content:"";position:absolute;top:10px;left:14px;width:64px;height:18px;background:rgba(245,196,0,.85);transform:rotate(-6deg);pointer-events:none}
.card:hover,.card:focus-within{transform:translateY(-3px);box-shadow:8px 8px 0 var(--y)}
.amt{transition:transform .15s}
.amt:hover{transform:translateY(-2px)}
table caption{caption-side:top;text-align:left;font-size:.85rem;color:#444;padding:0 0 .4rem}
.content>h2:first-of-type{margin-top:1.5rem}
.section-band h2,main>section>h2{text-align:center;margin:0 auto 1rem}
.section-band .cards,main>section>.cards{margin-top:1rem}
.box{position:relative}
.box-cta::after{content:"";position:absolute;right:-6px;bottom:-6px;width:100%;height:100%;border:2px solid var(--k);z-index:-1;border-radius:4px}
.steps-grid.steps-4{grid-template-columns:repeat(4,1fr)}
.step p{margin:.3rem 0 0;font-size:.92rem}
.step h3{margin:.2rem 0 0;font-size:1.05rem}
.hero-text .lead{margin-bottom:0}
.lender h3{text-wrap:balance}
@media(max-width:900px){.steps-grid.steps-4{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.steps-grid.steps-4{grid-template-columns:1fr}}
.layout-wide .content{margin:0 auto;max-width:84ch}.layout-wide .content p,.layout-wide .content li{max-width:none}
.content,.sidebar{min-width:0}